If you have made your way to this web page I am assuming that you are having difficulty obtaining a Texas medical insurance plan. It is a sinking feeling to find yourself without any medical insurance. Chances are that you are now a magnet for the many scam artists trying to sell you an endless variety of discount cards.

Medical Expense Plans - These plans pay you specific amounts of mmoney for a variety of common medical expenses. For example, a plan might pay out a $1,000 a day for hospitalization. By using a PPO network, this might cover 95% of all hospitalizations.

In many instances, for short term hospitalizations, which make up the majority of all hospital stays, a medical expense plan can give you better coverage with less out-of-pocket expenses than traditional PPO plans. Some of the plans cover your preexisting conditions immediately and others make you wait a period of time.

Getting the Most Benefit - Each of these plans is a separate companyy. Since they are supplemental, you can stack them. That means you can combine them for additional benefits. The combined costs are usually half the cost of group health insurance or portability plans.

You should ask us how to combine these and other plans to plug up the holes in coverage. By the way, some of these plans have not changed their premiums in a decade or more. You won't have to worry about insane premium increases in the future.

Surgical & Hospital Plan

Accidents and Illnesses can occur when you least expect them. The value of health insurance when illness or accident strikes can't be calculated. Knowing your health policy is giving you access to the best medical care possible is a reassuring feeling. Regardless of your income, some type of health insurance coverage is vital in today's world where the quality of the care you receive is often determined by whether or not you have the money to pay for it.

It makes Good Sense to have a Health Insurance Plan to help pay for those hospital and surgical expenses you or family may incur. United American's Surgical & Hospital Expense Policy offers a level of coverage to fit your financial needs and maintain your lifestyle.

The Surgical & Hospital Expense Policy is a basic Hospital Plan that can be enhanced with increased outpatient benefits, doctor visits, prescription discounts, extra critical illness coverage, special cancer benefits, and other options.

$100.00 per day up to two years.....$73,000.00
Benefits are payable for as long as two years for each covered injury or sickness beginning with the first day of confinement.

$200.00 per day up to.....$18,000.00
Twice the daily Room benefit is payable for up to 90 days of confinement in an Intensive Care Unit of a hospital for each covered injury or sickness.

Up to $2,000.00 payable (No deductible) at the rate of %80 of expenses incurred other than room charges or physicians fees for each covered injury or sickness.  Payable during confinement or when surgery is performed on an outpatient basis.

Benefits are payable for up to $1,000.00 for each covered injury or sickness as per schedule.

20% of surgeon's fees.

25% of surgeon's fee

Payable up to $200.00 per occurrence.

Payable up to $100.00 for each hospital stay.

Contact us today, for more information!

Not all policies and product features are available in all states.
This is not an offer or solicitation in any jurisdiction where the policies are not approved for sale or where AmeriTex is not licensed to sell insurance.  AmeriTex is licensed to sell insurance in Texas only.

Back to Main Page