AmeriTex Brokerage Group, LLC AmeriTex Brokerage Group, LLC

 

Texas Individual & Family Cancer Plan

Why Think About Cancer?

There are advanced treatments available to increase your chance of cancer survival. However, sometimes these advanced treatments are not available locally, and the cost of travel, care, and other out-of-pocket expenses can be overwhelming. Supplemental First Diagnosis Cancer plans pay money directly to you in cash at one time in one lump payment. You'll need all the money you can get if you are diagnosed with cancer.

What are your chances of getting cancer?1,2

According to the American Cancer Society, anyone can get cancer, and the chances are you or someone you love will be affected by cancer at some point in your life. Since incidence rises with age, most cases affect adults in mid-life or older. Cancer...

How many people are surviving cancer?

In the 1940s, about one in four patients had any hope of long-term survival. This year, four out of ten patients will survive five or more years after diagnosis. Most important, 100,000 more lives could be saved each year with early detection and treatment.

Fact...

In 1998 the overall cost for cancer was estimated at $107 billion. $37 billion (34%) was for medical expenses, but nearly twice this amount, $70 billion (66%), was for non-medical costs.

Your traditional medical or Medicare coverage may be good, but will only cover 34% of the costs associated with cancer.

Medical vs. Non-Medical Expenses

MEDICAL EXPENSES

  • Doctor
  • Nurse
  • Drugs and Medicine
  • Daily Hospital Room Charge
  • Surgery
  • Radiation/Chemotherapy
  • NON-MEDICAL EXPENSES

  • Loss of income
  • Family member loss of income
  • Ongoing fixed costs such as rent or mortgage, groceries, utility bills, etc.
  • Insurance deductibles and co-payments
  • Travel and hotel expenses
  • Child Care expenses
  • Home Care during treatments
  • Cosmetic Surgery
  • Non-Covered Experimental Treatments
  • Sources: 1, American Cancer Society, Cancer Facts & Figures 1998; 2, American Cancer Society, CA-A Cancer Journal for Clinicians, Jan./Feb. 1999; Business Control Atlas, 1998. The above facts are based on U.S. population and are for information purposes only and do not imply coverage provided or endorsement of the American Cancer Society. The American Cancer Society does not endorse any product or service.


    What Can You Do?

    United American - First Diagnosis Cash Cancer Policy 

    Protect yourself and your family against the overwhelming costs associated with treatment of cancer.

    BENEFITS: 

    IMMEDIATE CASH PAYMENT OF UP TO $50,000 UPON FIRST DIAGNOSIS OF INTERNAL CANCER OR MALIGNANT MELANOMA.

    The money comes directly to you in cash - one time and all of it - immediately upon written satisfactory proof of pathological diagnosis.

    You receive your total cash benefit due whether or not you are hospitalized, whether or not you receive treatment.

    You know exactly how much money you can count on getting to help with all the costs - no surprises or reductions.

    You decide what to do with the money - the finest medical care (specialized or even abroad), experimental procedures, cosmetic reconstructive surgery, transportation and lodging for relatives, home care, paid-up mortgage, income while you're not working, deductibles and coinsurance for other coverage - you decide!

    This policy pays in addition to any other existing coverage.

    Issue aged premiums - no increase due to aging - increases only on a class basis by state.

    No physical exam required to qualify  - just simple health questions.

    BENEFIT SCHEDULE:

    Individual Plan:  100%

    Single Parent Plan

    Family Plan

     

    PREMIUMS:

    Primary Insured Age Monthly Premium Rates per $10,000 Benefit Amount (according to coverage plan)
    Individual Single Parent Family Rate
    Up to 24 $6.00 $7.00 $8.00
    25-29 $6.00 $7.00 $8.00
    30-34 $7.00 $8.00 $9.00
    35-39 $8.00 $9.00 $10.00
    40-44 $10.00 $12.00 $13.00
    45-49 $13.00 $14.00 $17.00
    50-54 $15.00 $16.00 $23.00
    55-59 $20.00 $20.00 $31.00
    60-64 $24.00 $24.00 $39.00
    65-69 $29.00 $29.00 $46.00

     

    Contact us today, for more information!


    Not all policies and product features are available in all states.
    This is not an offer or solicitation in any jurisdiction where the policies are not approved for sale.

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